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    Refund & Cancellation Policy

    Last updated: 5 May 2026

    Need a refund now? Submit a request and we'll review it within 2 business days.

    1. 14-day money-back guarantee

    First-time paid subscribers may request a full refund within 14 days of the initial charge, provided fewer than 30 credits have been consumed. Contact hello@michelleandrichedgestudio.com.

    2. Monthly subscriptions

    You can cancel at any time from Settings → Billing. Cancellation takes effect at the end of the current billing period — no partial-month refunds are issued. You retain access until the period end.

    3. Annual subscriptions

    Annual plans are non-refundable after the 14-day window. If you cancel mid-term, your subscription remains active until the renewal date. Downgrades from a higher annual tier issue a prorated credit applied to the next renewal — no cash refund.

    4. Credit packs

    Purchased credits are non-refundable once used. Unused credits expire 12 months after purchase; bonus and gifted credits expire after 6 months. Expired credits cannot be reinstated.

    5. Failed renewals

    If a renewal fails, we attempt up to 4 retries over 21 days and email you each time. After the final retry your account downgrades to the free tier; no charge is recorded.

    6. Chargebacks & disputes

    Opening a chargeback automatically suspends paid features and freezes any pending creator payouts pending dispute resolution. We will respond with proof of delivery within 5 business days. Wherever possible, please contact support first — we'll usually resolve faster than your card issuer.

    7. Region-specific rights

    EU/UK consumers retain their statutory 14-day right of withdrawal under the Consumer Rights Directive. Nigerian and South African consumers retain rights under FCCPA and CPA respectively. Nothing in this policy limits your statutory rights.

    8. How to request a refund

    Email hello@michelleandrichedgestudio.com with the email on your account and the date of the charge. Eligible refunds are processed within 5–10 business days back to the original payment method.

    This website is operated by MICHELLE & RICH ESSENCE LTD (also written as Michelle & Rich Essence Ltd Ltd), a company registered in Scotland (Company Number SC883903) with registered office at Flat 3, 19 Sailmaker Road, Edinburgh, Scotland, EH6 7JS, United Kingdom. Operations office: Suite 204, Pearl Plaza, Beside Diamond Bank, Ajiwe, Off Lekki-Epe Expressway, Ajah, Lekki, Lagos, Nigeria (RC 8968342). Contact: info@michelleandrichedgestudio.com.

    © MICHELLE & RICH ESSENCE LTD / Michelle & Rich Essence Ltd Ltd. All rights reserved. MICHELLE & RICH ESSENCE LTD trading as M&R Edge Studios.